<?xml version="1.0" encoding="UTF-8"?>
<!-- WealthUpp public URLs. Bump <lastmod> when page content changes meaningfully. Max 50,000 URLs per file. -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://wealthupp.com/</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Product & education (high intent) -->
  <url>
    <loc>https://wealthupp.com/how-it-works</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/features</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/goal-planning</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/ai-portfolio</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/daily-sip</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/loan-against-investments</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Company & trust -->
  <url>
    <loc>https://wealthupp.com/about-us</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/contact</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/resources</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/our-team</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/security-trust</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/security</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/testimonials</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- App acquisition -->
  <url>
    <loc>https://wealthupp.com/google-play</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/app-store-ios</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/download_now</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/install_now</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/download_today</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

  <!-- Legal (stable; lower crawl priority) -->
  <url>
    <loc>https://wealthupp.com/terms-of-use</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/privacy-policy</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/refunds-policy</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.35</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/risk-disclaimer</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.35</priority>
  </url>

  <!--
    Logged-in / app areas: list only when these routes are implemented in Angular
    (avoid submitting URLs that 301/302 to home or duplicate the marketing site).
  -->
  <url>
    <loc>https://wealthupp.com/dashboard</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/goals</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/portfolio</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/investment-plan</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://wealthupp.com/kyc</loc>
    <lastmod>2026-03-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>
</urlset>
